Boost Your Odds of Landing a Mortgage

 

(MONEY Magazine) — For some would-be buyers and refinancers, today's mortgage rates are the ultimate tease. While ads tout the lowest rates in history (recently under 4% for a 30-year fixed), qualifying for a mortgage that cheap can be an exercise in frustration or futility.

Less-than-perfect credit will hurt, of course, but you may also find yourself struggling if your situation is deemed at all unusual — which could mean anything from owning a business to buying a condo instead of a single-family home. Read on for the best ways to get a deal.

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