Experience is important in a hot market!

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It comes as no surprise to us that CNN Money has ranked San Diego as the forth hottest real estate market in 2015. Inventory is low and turnover is quick.  During this strong market experienced agents provide exceptional value more then ever.

As a seller’s agent, we have been in the area for over 20 years and understand the market. We are experts in the San Diego Coastal area and can help you market and price your property to get top dollar.

 As a buyer’s agent, our experience enables us to understand what our clients are looking for so that we are ready to show properties that are a right fit as soon as they are available and use our experience to advise you to make the right offer in a timely manner to get your dream home.


Contact us at topteam@sandiegodreamhomesbythebeach.com to let us show you how we can help you.

 To read more about the hot markets of 2015:


How to avoid homebuyer’s remorse

So it's no wonder that in a recent survey of 2,000 homebuyers, a whopping 80% said they regretted at least one thing about their home.
The number one complaint: The home just isn't big enough, mortgage information site HSH.com found. Others complained about a lack of closet space or that the place didn't have enough bathrooms.

Should You Rent or Buy? 7 Questions to Help You Decide

For many people, moving time means decision time: Do we buy a home or find a place to rent? This dilemma doesn’t just face young people starting out, but it also stumps established professionals relocating for a job and empty nesters who have sold the big family home.

Corey Fick and his wife, Jessica, both grew up in families that owned their homes – he in Washington state and she in Michigan. After finishing college and graduate school and getting jobs with nonprofits in Boston, the Ficks, both 27, started thinking they’d like a home of their own.

Read More : http://money.usnews.com/money/personal-finance/articles/2014/10/10/should-you-rent-or-buy-7-questions-to-help-you-decide


There's one piece of advice that every real estate agent on earth will tell you – "If you overprice your home, it will take longer to sell and sell for less money."
Yet, sellers ignore them, and overprice their homes anyway, hoping their home will be the one to defy market physics. Why do they do it? Lots of reasons:

Home prices headed for a triple dip

The headline for much of this year has been that home price gains are easing. Prices are still higher compared to last year, but not nearly as much as they had been. Now, suddenly, it looks as if home values could actually go negative on a national level.
"That will be the first time collectively, as a nation, we've seen prices drop since the low point or the trough of the housing crisis," said Alex Villacorta, vice president of research and analytics at data firm Clear Capital. 

6 Ways to Make Bedroom-Sharing Possible

On average, middle-income families direct 30 percent of their kid-related expenses toward housing, according the 2013 U.S. Department of Agriculture Expenditures on Children by Families Report. The housing costs are twice as much what middle-income families spend on food and transportation for their children.

The USDA factored in the cost of additional bedrooms for kids to come up with the housing figure and assumed that in a two-child household, each kid would have his or her own bedroom.

Read More : http://money.usnews.com/money/blogs/my-money/2014/10/05/6-ways-to-make-bedroom-sharing-possible


For a society that likes shiny new things, the latest research could foreshadow a surprising trend — homebuyers choosing older homes over new construction.

Why? The prices and operating costs can vary widely. In August 2014, the median sales price of new homes sold was $275,600, while the median price of older homes was $219,000. Taxes and insurance may cost less for an older home.

Read More : http://realtytimes.com/consumeradvice/buyersadvice1/item/31047-20141008-how-older-homes-beat-new-homes


Too often, housing that targets "empty nest" and "life after work" buyers is still set up for "drop out of the mainstream" and "end of purposeful life" living that can dead-end people financially and socially in the future.

These condominiums and developments seem set on housing residents for a handful of quiet retirement years after age 65, instead of the active, involved decades that stretch into continually-changing futures with age 100 no longer a big deal. Flexiblity of design, form, and function is essential when considering what "home" needs to be for those decades of change ahead.

Read More : http://realtytimes.com/consumeradvice/buyersadvice1/item/30579-20140916-avoid-6-common-condo-pitfalls-with-21st-century-thinking

The Best (and Worst) Reasons to Tap Your Home Equity

It can be right for making home improvements, but don't abuse it to go shopping or pay monthly bills.
With home values rising, more Americans have equity in their homes. That has generated plenty of cheers from homeowners, and it’s also brought back the home equity line of credit as a popular option for the first time since before the Great Recession.
Americans took out $23.4 billion in home equity lines in the first quarter of 2014, up 15.5 percent from 2013 and the highest number in six years, according to Equifax, a credit reporting agency.

The 8 Biggest Myths About Rich People

When we see rich people, either in our daily lives or in the media, we have assumptions about them. The monikers of wealth – designers bags, expensive sunglasses and luxury vehicles – usually help us identify the status of that individual and make seemingly logical assumptions about their lifestyles.

The thing is, not every wealthy person is a big spender with an immaculate financial history. In fact, being wealthy doesn't mean you necessarily have any clue how to manage your personal finances. Here are eight stereotypes about rich people and names you know who break the mold.

Read More : http://money.usnews.com/money/blogs/my-money/2014/09/25/the-8-biggest-myths-about-rich-people